has been helping individuals, families, and businesses with their fiscal concerns for over three decades. He co-founded the Smith/Richards Group in 1998. Kirt takes a special interest in his clients’ risk/reward perceptions and expectations.
He has many long-time clients who have been with him through their early years and into their retirement-planning years.
Growing up in a family of school teachers in the Midwest instilled in Kirt a lifetime love of learning. He has undergraduate and graduate degrees from Colorado State University, Michigan State University, and the University of Oregon. Kirt has earned the designations of Chartered Financial Consultant and Chartered Life Underwriter.
He has been an active member in the National Association of Insurance and Financial Advisors, the International Association of Financial Planning, and the Estate Planning Council of Seattle.
Kirt enjoys traveling, both to the Washington coast in his Airstream and throughout the European countryside. Enjoying all things Italian, Kirt even commutes some days on his Vespa. He and his wife, Shelley, enjoy gardening at their Bellevue home and “raising” their four-year-old retriever.
is a co-founder of the Smith/Richards Group and has been working with clients in the Seattle area for over 25 years. He specializes in helping clients determine how to best use their resources to maximize their quality of life.
He is the author of Better is Better (Classic Day Publishing, 2011), which explores an approach to financial decision making based on what is most important to each person rather than simply defaulting to “more is better.”
Jim graduated with a BS degree in Computer Science from Whitworth University and an MS degree in Financial Services from the American College. He has achieved the designations of Chartered Financial Consultant and Chartered Life Underwriter and is a member of the Estate Planning Council of Seattle.
An avid pilot, Jim flies as a volunteer for Angel Flight West delivering patients and medical supplies to and from remote areas and for LightHawk in support of various environmental projects. He also enjoys wind surfing, back-country skiing, fly fishing, and any gathering involving food and wine. He lives with his wife, Carla, and 9-pound dog, Sumatra, on Mercer Island.
joined the Smith/Richards Group in 2005. He has been instrumental in helping the Group meet the needs of a growing client base. In addition to caring for his own client base Travis enjoys mentoring new advisors as well.
Originally from Minnesota, Travis came out west to attend Seattle Pacific University. He graduated with a degree in Business Finance and decided to make Seattle his home. Travis has already achieved the designations of Chartered Financial Consultant, Chartered Life Underwriter, and Chartered Special Needs Counselor and is consistently hungry for more education.
Travis has adopted a true Pacific Northwest lifestyle. In his spare time he is likely to be found sailing, skiing, or cycling. He is an avid traveler and has visited over thirty countries on five continents.
Travis and his wife, Chelsea, live in Kirkland and recently welcomed their third child, Vivian, into the world. They are enjoying the thrill and challenge of being new parents.
is a partner at the Smith/Richards Group and has been with the firm since 2009. With over 25 years of experience in banking, sales, advising, and operations, Lori’s unique perspective greatly benefits both advisors and clients.
She shapes the quality of service that the firm provides to ensure that clients feel simply ecstatic that they have chosen to work with the Smith/Richards Group.
After years cheering on their daughter, Maura, through club and collegiate athletics, Lori and her husband, Michael, are emerging empty-nesters. Instead of the softball field, they now spend their time hiking, cycling, and photographing the beautiful Pacific Northwest. Some of Michael’s stunning photographs adorn the walls of the Smith/Richards Group offices.
Originally from the Southwest, Lori graduated from the University of New Mexico with a BA in Economics and is licensed in both securities and insurance.
joined the Smith/Richards Group in 2013. She was hand-picked by the firm for her creative solutions, sharp mind, and passion for helping people. Hayley is committed to the long-term needs of her clients. Hayley is a fully licensed registered representative. . .READ MORE
and is currently pursuing the Certified Financial Planner™ designation.
Hayley grew up “talking business” with her father, a CFP in Spokane, WA. She moved west to attend Seattle Pacific University, graduated as a University Scholar with a degree in Finance and International Business, and taught money management skills to youth in Uganda as part of her studies. Closely aligned with the values of the firm, Hayley views money management as a powerful way to improve the lives of those in her community.
When not at the office, Hayley is either planning her next backpacking adventure in the beautiful North Cascades, downhill skiing, ballet dancing, or daydreaming about her next trip abroad.
joined the Smith/Richards Group in 2016. With an economics degree from Cornell University and a law degree from Seattle University, Ryan serves his clients with a well-rounded perspective that draws from his expertise in estate planning, taxation, and business law.READ MORE
Ryan works to develop long-term relationships with his clients to understand their entire situation, so together they can make positive financial decisions for current and future generations.
Ryan enjoys adventuring with his wife, Madeline, and their children, Virginia and Baker. They especially love backcountry skiing and distance cycling. Ryan also plays in numerous basketball leagues to relive his glory days as a college and professional athlete. Ryan is currently working to transform his old Suburban into the ultimate family-adventure machine.